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Seamless Pay

Free Payment Performance Audit

Find hidden revenue in your payment stack. We analyze your declines, chargebacks, fraud, and routing to show you exactly where you’re losing money — and how to fix it.

  • Identify lost revenue from false declines and bad routing
  • Uncover chargeback and VAMP risk before networks act
  • See where fraud tools are blocking good customers
  • Get a clear optimization plan tailored to your business
Three cards, Payment Stack, Findings and Revenue Impact, ending in an Audit Completed check

Built for high-growth, high-risk, and global businesses where payment performance matters.

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Most Businesses Are Losing 5–15% of Revenue in Payments

Most companies assume their payment stack is “good enough.”

In reality, revenue is silently lost every day due to:

  • False declines from overly aggressive fraud rules
  • Poor processor and routing decisions
  • Expired cards and bad credentials
  • Chargebacks triggering issuer distrust
  • Network monitoring programs increasing friction

The worst part? Most teams have no visibility into how much money they’re losing or where.

Identified revenue leaks (false declines, chargeback risk, routing inefficiency, expired credentials) feeding a Revenue Impact Overview bar chart

What Is a Payment Performance Audit?

A Payment Performance Audit is a deep analysis of how your payments actually perform, across:

  • Approval rates
  • Decline reasons
  • Chargebacks & disputes
  • Fraud decisions
  • Routing logic
  • Tokenization & credentials

Network risk exposure (VAMP, monitoring programs)

You get a clear, quantified answer to: “How much revenue are we leaving on the table?”

Unknown revenue loss, unclear decline reasons and hidden risk exposure flowing through a Payment Performance Audit to an overview of recoverable revenue, decline causes and risk

What We Review in the Audit

3DS authentication happens in a series of fast, behind the scenes steps that validate identity and keep checkout moving.

Approval & Decline Performance

  • False decline rates
  • Issuer vs fraud declines
  • Retry logic and recovery opportunities

Routing & Processor Strategy

  • Where transactions are being sent
  • Where approvals are being lost
  • Geographic and BIN-level performance gaps

Fraud & Authentication Strategy

  • Where fraud tools are blocking good customers
  • Where 3D Secure should (and shouldn’t) be used)
  • Risk Decision Quality & Conversion Impact

Chargebacks & Network Risk

  • Dispute root causes
  • VAMP / monitoring exposure
  • Pre-dispute prevention opportunities

Credential Strategy

  • Network tokens vs raw PANs
  • Account updater coverage
  • Expired card impact

Commercial & Infrastructure Review

  • Pricing & Fee Leakage
  • Current Payment Infrastructure
  • Vendor Lock-In & Relationship Risk

What You’ll Receive

You’ll get a clear, actionable report that shows:

  • Your real approval rate vs industry benchmarks
  • Estimated revenue you could recover
  • Your chargeback and network risk exposure
  • A prioritized optimization roadmap
  • Quick wins vs structural improvements

This is not a generic PDF.
It’s a business-specific performance blueprint.

A Payment Performance Audit card with recoverable revenue of $12,480, an approval rate gap of 2.1% and a risk threshold alert, joined by a dashed line to an Actionable Insight button

Who Should Get a Payment Performance Audit?

This is ideal for:

  • High-growth ecommerce brands
  • Subscription businesses
  • Marketplaces and platforms
  • High-risk merchants
  • Global or cross-border businesses
  • Any company processing $1M+/year in card volume

If payments are material to your revenue, this audit pays for itself immediately.

Business categories with icons, and a list from merchants with $1M+ a year in card volume to high-volume retailers

Why We Offer This for Free

Because in almost every case:
If we find meaningful performance gaps, SeamlessPay can fix them.

The audit:

  • Creates immediate value for you
  • Shows you what’s possible
  • And lets you decide if you want help implementing it

No pressure. No obligation.

A SeamlessPay audit flow where three steps lead through dashed lines to an Audit Report with key findings

What Happens After the Audit?

  1. We review your data
  2. We prepare your performance report
  3. We walk you through:
    • Where money is leaking
    • What to fix first
    • What impact to expect

Then you decide:

  • Do nothing
  • Fix some things internally

Or have SeamlessPay implement the optimization layer.

  1.  
An Audit Completed step with inputs reviewed from documents and data, leading to pause and observe, internal fixes or SeamlessPay optimization

Request Your Free Payment Performance Audit

Share a few details so we can assess your payment performance and identify hidden revenue loss.

Not Ready to Fill This Out?

Reach out directly and we’ll help you decide if a payment audit makes sense.

Phone number

+1 (866) 874-1495

Mailing address

2810 N Church St, Wilmington, DE 19802