Free Payment Performance Audit
Find hidden revenue in your payment stack. We analyze your declines, chargebacks, fraud, and routing to show you exactly where you’re losing money — and how to fix it.
- Identify lost revenue from false declines and bad routing
- Uncover chargeback and VAMP risk before networks act
- See where fraud tools are blocking good customers
- Get a clear optimization plan tailored to your business

Built for high-growth, high-risk, and global businesses where payment performance matters.
Most Businesses Are Losing 5–15% of Revenue in Payments
Most companies assume their payment stack is “good enough.”
In reality, revenue is silently lost every day due to:
- False declines from overly aggressive fraud rules
- Poor processor and routing decisions
- Expired cards and bad credentials
- Chargebacks triggering issuer distrust
- Network monitoring programs increasing friction
The worst part? Most teams have no visibility into how much money they’re losing or where.

What Is a Payment Performance Audit?
A Payment Performance Audit is a deep analysis of how your payments actually perform, across:
- Approval rates
- Decline reasons
- Chargebacks & disputes
- Fraud decisions
- Routing logic
- Tokenization & credentials
Network risk exposure (VAMP, monitoring programs)
You get a clear, quantified answer to: “How much revenue are we leaving on the table?”

What We Review in the Audit
3DS authentication happens in a series of fast, behind the scenes steps that validate identity and keep checkout moving.
Approval & Decline Performance
- False decline rates
- Issuer vs fraud declines
- Retry logic and recovery opportunities
Routing & Processor Strategy
- Where transactions are being sent
- Where approvals are being lost
- Geographic and BIN-level performance gaps
Fraud & Authentication Strategy
- Where fraud tools are blocking good customers
- Where 3D Secure should (and shouldn’t) be used)
- Risk Decision Quality & Conversion Impact
Chargebacks & Network Risk
- Dispute root causes
- VAMP / monitoring exposure
- Pre-dispute prevention opportunities
Credential Strategy
- Network tokens vs raw PANs
- Account updater coverage
- Expired card impact
Commercial & Infrastructure Review
- Pricing & Fee Leakage
- Current Payment Infrastructure
- Vendor Lock-In & Relationship Risk
What You’ll Receive
You’ll get a clear, actionable report that shows:
- Your real approval rate vs industry benchmarks
- Estimated revenue you could recover
- Your chargeback and network risk exposure
- A prioritized optimization roadmap
- Quick wins vs structural improvements
This is not a generic PDF.
It’s a business-specific performance blueprint.

Who Should Get a Payment Performance Audit?
This is ideal for:
- High-growth ecommerce brands
- Subscription businesses
- Marketplaces and platforms
- High-risk merchants
- Global or cross-border businesses
- Any company processing $1M+/year in card volume
If payments are material to your revenue, this audit pays for itself immediately.

Why We Offer This for Free
Because in almost every case:
If we find meaningful performance gaps, SeamlessPay can fix them.
The audit:
- Creates immediate value for you
- Shows you what’s possible
- And lets you decide if you want help implementing it
No pressure. No obligation.

What Happens After the Audit?
- We review your data
- We prepare your performance report
- We walk you through:
- Where money is leaking
- What to fix first
- What impact to expect
Then you decide:
- Do nothing
- Fix some things internally
Or have SeamlessPay implement the optimization layer.

Request Your Free Payment Performance Audit
Share a few details so we can assess your payment performance and identify hidden revenue loss.
Not Ready to Fill This Out?
Reach out directly and we’ll help you decide if a payment audit makes sense.