PSP Tokens vs Universal Tokens vs Network Tokens: Understanding the Differences

Tokenization has become one of the most important security and infrastructure layers in modern payment systems. Instead of transmitting or storing a card’s Primary Account Number (PAN), payment platforms replace sensitive card data with tokens that act as secure substitutes. This approach significantly reduces fraud risk, improves compliance with PCI DSS requirements, and protects merchants...

PSP Tokens vs Universal Tokens vs Network Tokens: Understanding the Differences

Tokenization has become one of the most important security and infrastructure layers in modern payment systems. Instead of transmitting or storing a card’s Primary Account Number (PAN), payment platforms replace sensitive card data with tokens that act as secure substitutes. This approach significantly reduces fraud risk, improves compliance with PCI DSS requirements, and protects merchants...

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