Zero-cost Credit Card Processing with Surcharging
If your business accepts credit cards, you might be paying too much in credit card processing fees. Reduce your expenses with surcharging from SeamlessPay.
Simple Set-up for Fee-Free Payments
Setting up credit card surcharging with SeamlessPay is quick and easy—no complex contracts or setup fees. Simply sign up for an account and start processing credit cards fee-free.
Compliant with Major Credit Cards
SeamlessPay’s surcharging solution is compliant with all major credit cards, as well as state and federal regulations. This means you can safely surcharge while giving your customers the flexibility to pay exactly how they want.
Receive 100% of Your Sales
With a credit card surcharge, you can pass the processing fees on to your customers. Receive 100% of your sales from each credit card sale.
Offset Credit Card Fees in Three Simple Steps
If you’re ready to start offsetting credit card processing fees, there are just a few simple steps to follow:
Enable Surcharging for Your Account
Notify Customers of the Fee
Begin Accepting Fee-Free Payments
Seamless Payment Integrations
Frequently Asked Questions
What’s the difference between a surcharge, convenience fee, and cash discount?
A surcharge is a fee charged to customers for using a credit card.
A convenience fee is an additional fee levied on alternative payment channels. The fee could apply to customers who pay by phone or use a credit card online.
A cash discount is a reduction in the price of goods or services when paid by cash.
Check out our blog for a more detailed look at these zero-cost processing solutions.
Is credit card surcharging illegal?
No, credit card surcharging is not illegal in most of the US. However, the surcharge amount is limited to four percent of the total sale amount and cannot exceed the amount it costs to process the payment.
In addition, there are a few states that have restrictions on surcharging and it is illegal to surcharge debit or prepaid card transactions.
What transactions can be surcharged?
In general, most credit card transactions that are processed through SeamlessPay can be surcharged. Exceptions include transactions that occur in states where surcharging is banned or restricted.
Do I need to notify customers of the fee
Yes, it’s mandatory to let your customers know that they will be charged a fee for credit card payments.
Ready to Get Started?
Surcharging lets your business eliminate credit card acceptance fees. You can save money while offering customers convenient payment options.
